Last updated: October 8, 2020

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT
CAREFULLY. BY ACCESSING OR USING OUR WEBSITE (THE "SITE") OR
OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THESE TERMS
AND CONDITIONS AND ALL TERMS INCORPORATED HEREIN BY
REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER,
OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS
BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY
AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT
ACCESS OR USE OUR SITE OR OUR SERVICES.

The present terms and conditions (this "Agreement" or "Terms") is a legal agreement between
you and Kocher Coaching Concepts LLC (hereinafter " Marcy Kocher "), a company duly
organized and validly existing, located at 7773 Tree Lake Blvd, Powell, Ohio 43065. This
Agreement annuls and voids all previous agreements.

OVERVIEW

The Site (https://www.marcykocher.com/) is operated by Marcy Kocher . Throughout the Site, the
terms "we", "us" and "our" refer to Marcy Kocher . Marcy Kocher offers this Site, including all
information, tools and services available from this Site to you, the user, conditioned upon your
acceptance of all terms, conditions, policies and notices stated here.

By visiting our Site and/or purchasing something from us, you engage in our "Service" and agree
to be bound by the following terms and conditions, including those additional terms and conditions
and policies referenced herein and/or available by hyperlink. These Terms apply to all users of
the Site, including without limitation users who are browsers, vendors, customers, merchants,
and/or contributors of content. In the event of an inconsistency between this Agreement and any
additional terms or policies referenced herein, the provisions of the additional terms or policies
shall control.

Please read these Terms carefully before accessing or using our Site. By accessing or using any
part of the Site, you agree to be bound by these Terms. If you do not agree to all the Terms of this
Agreement, then you may not access the Site or use any Service. If these Terms are considered
an offer, acceptance is expressly limited to these Terms.

Any new features or tools which are added to the current store shall also be subject to the Terms.
You can review the most current version of the Terms at any time on this page. We reserve the
right to update, change or replace any part of these Terms by posting updates and/or changes to
our Site. It is your responsibility to check this page periodically for changes. Your continued use of
or access to the Site following the posting of any changes constitutes acceptance of those
changes.

SECTION 1 - GENERAL TERMS

By agreeing to these Terms, you represent that you are at least the age of majority in your state
or province of residence, or that you are the age of majority in your state or province of residence
and you have given us your consent to allow any of your minor dependents to use this Site.

You may not use our products or Site for any illegal or unauthorized purpose nor may you, in the
use of our products or Site, violate any laws in your jurisdiction (including but not limited to motor
vehicle laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your account
and right to use our Service.

We have the right, but not the obligation, to take any of the following actions in our sole discretion
at any time and for any reason without giving you any prior notice:

1. Restrict, suspend or terminate your access to all or any part of our Site;
2. Change, suspend or discontinue all or any part of our products or Site;
3. Refuse, move, or remove any content that is available on all or any part of our Site;
4. Deactivate or delete your accounts;
5. Establish general practices and limits concerning use of our Site.

You agree that we will not be liable to you or any third party for taking any of these actions.

You understand and agree that our Site may include communications such as service
announcements and administrative or legal notices from us. Please note that you cannot opt out
of receiving these notices.

You understand that your content (not including credit card information), may be transferred
unencrypted and involve (a) transmissions over various networks; and (b) changes to conform
and adapt to technical requirements of connecting networks or devices. Credit card information is
always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Site, use of
the Site, or access to the Site or any contact on the Site, without express written permission by
us.

You may not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create
derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.
Marcy Kocher content is not for resale. Use of the Site does not entitle users to make any
unauthorized use of any protected content, and in particular you will not delete or alter any
proprietary rights or attribution notices in any content. You will use protected content solely for
your personal use, and will make no other use of the content without the express written
permission of Marcy Kocher and the copyright owner. You agree that you do not acquire any
ownership rights in any protected content. We do not grant you any licenses, express or implied,
to the intellectual property of Marcy Kocher or our licensors except as expressly authorized by
these Terms.

SECTION 2 - CREATING AN ACCOUNT

Once you create an account with us, you are registered on the Marcy Kocher Site. The terms
"member," "membership," and "account" all refer to this registration as a member on Marcy
Kocher 's Site. If you are merely surfing or browsing through the Site and have not yet created an
account, your use of the Site is still subject to this Agreement; if you do not agree to this
Agreement, do not use the Site.

When you create an account, you will provide a unique username and email. We will also ask
you to create a password. Because any activities that occur under your username or password
are your responsibility it is important for you to keep your username and/or password secure. You
may not assign or otherwise transfer your account to any other person or entity. You
acknowledge that Marcy Kocher is not responsible for third party access to your account that
results from theft or misappropriation of your account. Notify us immediately if you believe that
someone has used your username, email, or password without your authorization.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as
may be requested by the data registration process, and
b) maintain and promptly update your registration and profile information in an effort to
maintain accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature,
Kocher Coaching Concepts LLC will have sufficient grounds and rights to suspend or terminate
the member in violation of this aspect of the Agreement, and as such refuse any and all current or
future use of Kocher Coaching Concepts LLC Services, or any portion thereof.

SECTION 3 - CONDUCT

As a user or member of the Site, you herein acknowledge, understand and agree that all
information, text, software, data, photographs, music, video, messages, tags or any other
content, whether it is publicly or privately posted and/or transmitted, is the expressed sole
responsibility of the individual from whom the content originated. In short, this means that you are
solely responsible for any and all content posted, uploaded, emailed, transmitted or otherwise
made available by way of the Marcy Kocher Services, and as such, we do not guarantee the
accuracy, integrity or quality of such content. It is expressly understood that by use of our
Services, you may be exposed to content including, but not limited to, any errors or omissions in
any content posted, and/or any loss or damage of any kind incurred as a result of the use of any
content posted, emailed, transmitted or otherwise made available by Marcy Kocher.

Furthermore, you herein agree not to make use of Kocher Coaching Concepts LLC 's Services for
the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content
that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious,
defamatory, vulgar, obscene, libelous, or invasive of another's privacy or which is hateful,
and/or racially, ethnically, or otherwise objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to, any Marcy Kocher
officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any
affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offering any content that you personally
have no right to pursuant to any law nor having any contractual or fiduciary relationship
with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that
may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual
rights of any other party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do
not personally have any right to offer pursuant to any law or in accordance with any
contractual or fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or
unauthorized advertising, promotional flyers, "junk mail," "spam," or any other form of
solicitation, except in any such areas that may have been designated for such purpose;

h) uploading, posting, emailing, transmitting, or otherwise offering any source that may
contain a software virus or other computer code, any files and/or programs which have
been designed to interfere, destroy and/or limit the operation of any computer software,
hardware, or telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that
would negatively affect other users' ability to participate in any real time interactions;

j) interfering with or disrupting any Kocher Coaching Concepts LLC Services, servers
and/or networks that may be connected or related to our website, including, but not limited
to, the use of any device software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international
law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S.
Securities and Exchange Commission, in addition to any rules of any nation or other
securities exchange, that would include without limitation, the New York Stock Exchange,
the American Stock Exchange, or the NASDAQ, and any regulations having the force of
law;

l) providing informational support or resources, concealing and/or disguising the character,
location, and or source to any organization delegated by the United States government as
a "foreign terrorist organization" in accordance to Section 219 of the Immigration
Nationality Act;

m) "stalking" or with the intent to otherwise harass another individual; and/or

n) collecting or storing of any personal data relating to any other member or user in
connection with the prohibited conduct and/or activities which have been set forth in the
aforementioned paragraphs.

Kocher Coaching Concepts LLC herein reserves the right to pre-screen, refuse and/or delete any
content currently available through our Services. In addition, we reserve the right to remove
and/or delete any such content that would violate the Terms or which would otherwise be
considered offensive to other visitors, users and/or members.

Kocher Coaching Concepts LLC herein reserves the right to access, preserve and/or disclose
member account information and/or content if it is requested to do so by law or in good faith belief
that any such action is deemed reasonably necessary for:
a) compliance with any legal process;

b) enforcement of the Terms;

c) responding to any claim that therein contained content is in violation of the rights of any
third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of Kocher Coaching Concepts LLC
, its visitors, users and members, including the general public.

Kocher Coaching Concepts LLC herein reserves the right to include the use of security
components that may permit digital information or material to be protected, and that such use of
information and/or material is subject to usage guidelines and regulations established by Kocher
Coaching Concepts LLC or any other content providers supplying content services to Kocher
Coaching Concepts LLC . You are hereby prohibited from making any attempt to override or
circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized
reproduction, publication, distribution, or exhibition of any information or materials supplied by our
Services, despite whether done so in whole or in part, is expressly prohibited.

SECTION 4 - GLOBAL USE; EXPORT/IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to
comply with all local rules relating to online conduct and that which is considered acceptable
content. Uploading, posting and/or transferring of software, technology and other technical data
may be subject to the export and import laws of the United States and possibly other countries.
Through the use of our network, you thus agree to comply with all applicable export and import
laws, statutes and regulations, including, but not limited to, the Export Administration Regulations
(http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of
the United States (http://www.treasury.gov/resourcecenter/
sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government
export exclusion report
(http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of any
other government which may be part of an export-prohibited country identified in applicable
export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the
use of our network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile,
chemical or biological weaponry end uses that would be a violation of the U.S. export laws;
and

d) agree not to post, transfer nor upload any software, technology or any other technical
data which would be in violation of the U.S. or other applicable export and/or import laws.

SECTION 5 - SUBMITTED CONTENT

Kocher Coaching Concepts LLC shall not lay claim to ownership of any content submitted by any
visitor, member, or user, nor make such content available for inclusion on our website Services.
Therefore, you hereby grant and allow for Kocher Coaching Concepts LLC the below listed
worldwide, royalty-free and non-exclusive licenses, as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas
o f Kocher Coaching Concepts LLC 's Sites, the license provided to permit to use,
distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content
on our network Services is for the sole purpose of providing and promoting the specific
area to which this content was placed and/or made available for viewing. This license shall
be available so long as you are a member of Kocher Coaching Concepts LLC 's sites, and
shall terminate at such time when you elect to discontinue your membership.

b) Photos, audio, video and/or graphics submitted or made available for inclusion on the
publicly accessible areas of Kocher Coaching Concepts LLC 's sites, the license provided
to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly
display said Content on our network Services are for the sole purpose of providing and
promoting the specific area in which this content was placed and/or made available for
viewing. This license shall be available so long as you are a member of Kocher Coaching
Concepts LLC 's sites and shall terminate at such time when you elect to discontinue your
membership.

c) For any other content submitted or made available for inclusion on the publicly
accessible areas of Kocher Coaching Concepts LLC 's sites, the continuous, binding and
completely sub-licensable license which is meant to permit to use, distribute, reproduce,
modify, adapt, publish, translate, publicly perform and/or publicly display said content,
whether in whole or in part, and the incorporation of any such Content into other works in
any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of Kocher Coaching Concepts
LLC 's Sites are those such areas of our network properties which are meant to be available to
the general public, and which would include message boards and groups that are openly
available to both users and members. However, those areas which are not open to the public,
and thus available to members only, would include our mail system and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

Kocher Coaching Concepts LLC may provide an area for our user and members to contribute
feedback to our website. When you submit ideas, documents, suggestions and/or proposals
("Contributions") to our site, you acknowledge and agree that:

a) your contributions do not contain any type of confidential or proprietary information;

b ) Marcy Kocher shall not be liable or under any obligation to ensure or maintain
confidentiality, expressed or implied, related to any Contributions;

c) Marcy Kocher shall be entitled to make use of and/or disclose any such Contributions in
any such manner as they may see fit;

d) the contributor's Contributions shall automatically become the sole property of Marcy
Kocher ; and

e ) Marcy Kocher is under no obligation to either compensate or provide any form of
reimbursement in any manner or nature.

SECTION 6 - INDEMNITY

All users and/or members agree to insure and hold Kocher Coaching Concepts LLC , our
subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not
liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees
made by any third party which may arise from any content a member or user of our Site may
submit, post, modify, transmit or otherwise make available through our Services, the use of
Marcy Kocher Services or your connection with these Services, your violations of the Terms of
Service and/or your violation of any such rights of another person.

SECTION 7 - COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit
for any commercial reason any part, use of, or access to Marcy Kocher 's sites.

SECTION 8 - MODIFICATIONS

Kocher Coaching Concepts LLC reserves the right at any time it may deem fit, to modify, alter
and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or
without prior notice. In addition, we shall not be held liable to you or to any third party for any
such alteration, modification, suspension and/or discontinuance of our Services, or any part
thereof.

SECTION 9 - TERMINATION

As a member of https://www.marcykocher.com/, you may cancel or terminate your account,
associated email address and/or access to our Services by submitting a cancellation or
termination request to .

As a member, you agree that Kocher Coaching Concepts LLC may, without any prior written
notice, immediately suspend, terminate, discontinue and/or limit your account, any email
associated with your account, and access to any of our Services. The cause for such termination,
discontinuance, suspension and/or limitation of access shall include, but is not limited to:

a) any breach or violation of our Terms or any other incorporated agreement, regulation
and/or guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part
thereof;

d) unexpected technical or security issues and/or problems;

e) any extended periods of inactivity;

f) any engagement by you in any fraudulent or illegal activities; and/or

g) the nonpayment of any associated fees that may be owed by you in connection with
your https://www.marcykocher.com/ account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and
or limitations of access for cause shall be made at our sole discretion and that we shall not be
liable to you or any other third party with regards to the termination of your account, associated
email address and/or access to any of our Services.

The termination of your account with https://www.marcykocher.com/ shall include any and/or all of
the following:

a) the removal of any access to all or part of the Services offered within
https://www.marcykocher.com/;

b) the deletion of your password and any and all related information, files, and any such
content that may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

SECTION 10 - LINKS

Either Kocher Coaching Concepts LLC or any third parties may provide links to other websites
and/or resources. Thus, you acknowledge and agree that we are not responsible for the
availability of any such external sites or resources, and as such, we do not endorse nor are we
responsible or liable for any content, products, advertising or any other materials, on or available
from such third-party sites or resources. Furthermore, you acknowledge and agree that Kocher
Coaching Concepts LLC shall not be responsible or liable, directly or indirectly, for any such
damage or loss which may be a result of, caused or allegedly to be caused by or in connection
with the use of or the reliance on any such content, goods or Services made available on or
through any such site or resource.

SECTION 11 - PROPRIETARY RIGHTS

You do hereby acknowledge and agree that Kocher Coaching Concepts LLC 's Services and any
essential software that may be used in connection with our Services ("Software") shall contain
proprietary and confidential material that is protected by applicable intellectual property rights and
other laws. Furthermore, you herein acknowledge and agree that any Content which may be
contained in any advertisements or information presented by and through our Services or by
advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws.
Therefore, except for that which is expressly permitted by applicable law or as authorized by
Kocher Coaching Concepts LLC or such applicable licensor, you agree not to alter, modify, lease,
rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic
works which are based on Kocher Coaching Concepts LLC Services (e.g. Content or Software),
in whole or part.

Kocher Coaching Concepts LLC hereby grants you a personal, non-transferable and nonexclusive
right and/or license to make use of the object code or our Software on a single
computer, as long as you do not, and shall not, allow any third party to duplicate, alter, modify,
create or plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt
to locate or discern any source code, sell, assign, sublicense, grant a security interest in and/or
otherwise transfer any such right in the Software. Furthermore, you do herein agree not to alter or
change the Software in any manner, nature or form, and as such, not to use any modified
versions of the Software, including and without limitation, for the purpose of obtaining
unauthorized access to our Services. Lastly, you also agree not to access or attempt to access
our Services through any means other than through the interface which is provided by Kocher
Coaching Concepts LLC for use in accessing our Services.

SECTION 12 - WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF KOCHER COACHING CONCEPTS LLC SERVICES AND SOFTWARE
ARE AT THE SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE
PROVIDED ON AN "AS IS" AND/OR "AS AVAILABLE" BASIS. KOCHER COACHING
CONCEPTS LLC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES,
AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL
WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

b ) KOCHER COACHING CONCEPTS LLC AND OUR SUBSIDIARIES, OFFICERS,
EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO SUCH
WARRANTIES THAT (i) KOCHER COACHING CONCEPTS LLC SERVICES OR
SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) KOCHER COACHING
CONCEPTS LLC SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY,
SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED
FROM THE USE OF THE KOCHER COACHING CONCEPTS LLC SERVICES OR
SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS,
SERVICES, ANY INFORMATION OR OTHER MATERIAL WHICH MAY BE PURCHASED
OR OBTAINED BY YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET
YOUR EXPECTATIONS; AND (v) THAT ANY SUCH ERRORS CONTAINED IN THE
SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED BY
WAY OF KOCHER COACHING CONCEPTS LLC SERVICES OR SOFTWARE SHALL
BE ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU
SHALL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS
AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER
AND/OR INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY
LOSS OF DATA THAT COULD RESULT FROM THE DOWNLOAD OF ANY SUCH
INFORMATION OR MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR ORAL,
THAT MAY BE OBTAINED BY YOU FROM KOCHER COACHING CONCEPTS LLC OR
BY WAY OF OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY
WARRANTY NOT EXPRESSLY STATED IN THE TERMS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF
EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR
BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE
USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY
UNKNOWN CONDITION OR UNDETECTED EPILEPTIC SYMPTOM IN USERS WHO
HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU,
ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC
CONDITION, PLEASE CONSULT A PHYSICIAN IF YOU EXPERIENCE ANY OF THE
FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED
VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION,
ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

SECTION 13 - LIMITATION OF LIABILITY
YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT KOCHER COACHING
CONCEPTS LLC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES,
AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY
PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY
DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO
THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE
LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT
SAID DAMAGES MAY OCCUR, AND RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS
AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

SECTION 14 - RELEASE
In the event you have a dispute, you agree to release Kocher Coaching Concepts LLC (and its
officers, directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners and
any other third parties) from claims, demands and damages (actual and consequential) of every
kind and nature, known and unknown, suspected or unsuspected, disclosed and undisclosed,
arising out of or in any way connected to such dispute.

SECTION 15 - NOTICE
Kocher Coaching Concepts LLC may furnish you with notices, including those with regards to
any changes to the Terms, including but not limited to email, regular mail, MMS or SMS, text
messaging, postings on our website Services, or other reasonable means currently known or any
which may be herein after developed. Any such notices may not be received if you violate any
aspects of the Terms by accessing our Services in an unauthorized manner. Your acceptance of
this Agreement constitutes your agreement that you are deemed to have received any and all
notices that would have been delivered had you accessed our Services in an authorized manner.

SECTION 16 - INTELLECTUAL PROPERTY RIGHTS
You herein acknowledge, understand and agree that all of the Kocher Coaching Concepts LLC
trademarks, copyright, trade name, service marks, and other Kocher Coaching Concepts LLC
logos and any brand features, and/or product and service names are trademarks and as such,
are and shall remain the property of Kocher Coaching Concepts LLC . You herein agree not to
display and/or use in any manner the Kocher Coaching Concepts LLC logo or marks without
obtaining Kocher Coaching Concepts LLC 's prior written consent.

Kocher Coaching Concepts LLC will always respect the intellectual property of others, and we
ask that all of our users do the same. With regards to appropriate circumstances and at its sole
discretion, Kocher Coaching Concepts LLC may disable and/or terminate the accounts of any
user who violates our Terms and/or infringes the rights of others. If you feel that your work has
been duplicated in such a way that would constitute copyright infringement, or if you believe your
intellectual property rights have been otherwise violated, you should provide to us the following
information:

a) The electronic or the physical signature of the individual that is authorized on behalf of
the owner of the copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has
been infringed upon;

c) A description of the location of the site which you allege has been infringing upon your
work;

d) Your physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not
authorized by the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned
information in your notice is truthful and accurate, and that you are the copyright or
intellectual property owner, representative or agent authorized to act on the copyright or
intellectual property owner's behalf.

The Kocher Coaching Concepts LLC agent for notice of claims of copyright or other intellectual
property infringement can be contacted as follows:

Mailing Address:
Kocher Coaching Concepts LLC
Attn: Copyright Agent
7773 Tree Lake Blvd
Powell, Ohio 43065

Telephone:
 

Email: info@marcykocher.com

SECTION 17 - ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and Kocher Coaching Concepts
LLC and shall govern the use of our Services, superseding any prior version of this Agreement
between you and us with respect to Kocher Coaching Concepts LLC Services. You may also be
subject to additional terms and conditions that may apply when you use or purchase certain other
Kocher Coaching Concepts LLC Services, affiliate Services, third-party content or third-party
software.

SECTION 18 - CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Kocher Coaching Concepts LLC with regard to the
Agreement that the relationship between the parties shall be governed by the laws of the state of
Ohio without regard to its conflict of law provisions and that any and all claims, causes of action
and/or disputes, arising out of or relating to the Agreement, or the relationship between you and
Kocher Coaching Concepts LLC , shall be filed within the courts having jurisdiction within the
County of Delaware, Ohio or the U.S. District Court located in said state. You and Kocher
Coaching Concepts LLC agree to submit to the jurisdiction of the courts as previously mentioned,
and agree to waive any and all objections to the exercise of jurisdiction over the parties by such
courts and to venue in such courts.

SECTION 19 - WAIVER AND SEVERABILITY OF TERMS

At any time, should Kocher Coaching Concepts LLC fail to exercise or enforce any right or
provision of the Agreement, such failure shall not constitute a waiver of such right or provision. If
any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the
parties nevertheless agree that the court should endeavor to give effect to the parties' intentions
as reflected in the provision, and the other provisions of the Agreement remain in full force and
effect.

SECTION 20 - NO RIGHT OF SURVIVORSHIP NONTRANSFERABILITY

You acknowledge, understand and agree that your account is non-transferable and any rights to
your ID and/or contents within your account shall terminate upon your death. Upon receipt of a
copy of a death certificate, your account may be terminated and all contents therein permanently
deleted.

SECTION 21 - STATUTE OF LIMITATIONS
You acknowledge, understand and agree that regardless of any statute or law to the contrary, any
claim or action arising out of or related to the use of our Services or the Agreement must be filed
within 5 year(s) after said claim or cause of action arose or shall be forever barred.

SECTION 22 - VIOLATIONS

Please report any and all violations of this Agreement to Kocher Coaching Concepts LLC as
follows:

Mailing Address:
Kocher Coaching Concepts LLC
7773 Tree Lake Blvd
Powell, Ohio 43065

Telephone:
Email: info@marcykocher.com

SECTION 23 - GOVERNMENT REQUESTS

In order to cooperate with governmental requests, subpoenas or court orders, to protect our
systems, or to ensure the integrity and operation of our business and systems, we may access
and disclose any information we consider necessary or appropriate, including and without
limitation, your information, IP address, and usage history. Our right to disclose any such
information is governed by the terms of our Privacy Policy.

SECTION 24 - FOREIGN ACCESS OF SITE

The Site is controlled, operated and administered by Marcy Kocher from our offices within the
USA. If you access the Site from a location outside the USA, you are responsible for compliance
with all local laws. You agree that you will not use Marcy Kocher 's content accessed through the
Site in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

SECTION 25 - ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be information on our Site that contains typographical errors,
inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers,
product shipping charges, transit times and availability. We reserve the right to correct any errors,
inaccuracies or omissions, and to change or update information or cancel orders if any
information on the Site or on any related Site is inaccurate at any time without prior notice
(including after you have submitted your order).

We undertake no obligation to update, amend or clarify information on the Site or on any related
Site, including without limitation, pricing information, except as required by law. No specified
update or refresh date applied on the Site or on any related Site, should be taken to indicate that
all information on the Site or on any related Site has been modified or updated.

SECTION 26 - PRIVACY POLICY
Every member's registration data and various other personal information are strictly protected by
t h e Kocher Coaching Concepts LLC Online Privacy Policy (see the full Privacy Policy at
https://www.marcykocher.com/privacy). As a member, you herein consent to the collection and
use of the information provided, including the transfer of information within the United States
and/or other countries for storage, processing or use by Kocher Coaching Concepts LLC and/or
our subsidiaries and affiliates.

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